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Is the New Year the Time to Make New Friends?

Making new friends was so easy when we were children.  There were kids in the neighborhood to play with and classmates to hang out with.  All through school and on into college, people were just there – people who became our friends.

That all changed when we entered the adult world.  We may be surrounded by people in our community and/or work environment with whom we’re friendly, but they may not be people we form friendships with.

Sometimes friendships end because people move away, or people change, or they simply get too busy with family and work to do more than send a holiday card.

However in my opinion real friendships do not recognize distances and/or time.  I have few good friends back in Slovakia where I lived for first 28 years of my life .  Even after years of not being in contact with them when we meet it felt like the time did nothing to our friendship it is still there . We may look and even feel older and our interest may be different now , but we still feel connected.

However I grew up in the times when we actually meet our friends in person. We had no Cellphones to text each other, no Internet to send  emails. The only time we were able to interact was when we did thinks together.
We live in a different world now.

I feel like We misuse word “ Friend “ these days. In the world of social media we  place a label “Friend “ on anyone that sends us a request. Don’t get me wrong ,I am not saying that we should not be friends online , My point  is that we should make the effort to get to know people in our so called “ Friend Circle” and see if  we  can form a real friendships with some of them

Use the social media  for staying in touch with your real friends but also find new ones and make the effort to  really get to know  people . Take them for coffee ,visit them at work  go to the gym together or for a golf game.
 We are all unique in our own way . so let’s find out what is good and unique about our Face Book friends

 I am sure you will be glad you did.


Tibor Bogdan


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What is a pre-sale?

Example scenario: When the developer intends to build an apartment building and applies for financing, the bank will grant financing under certain conditions. One of them will likely be a certain percentage of pre-sales the developer will need to secure before receiving the funds.
It is common practice for a developer to approach several real estate investors and offer them an opportunity to purchase units of the non-existent building at a discounted price, and on good terms.

Once the number of pre-sales is accomplished, the developer goes ahead with the construction, which will likely take two years or longer to complete. During construction, their marketing team offers the remainder of the units for sale at market value to the public.

If you are a RE investor, you know that it is preferable to be buying at the pre-sale prices, not market value prices.

The question is, how do you get the invitation to buy a pre-sale?
In the past many years, investors have made substantial income by buying at wholesale prices and selling at retail prices even before they needed to complete their purchase. I saw many of them lining up and sometimes even camping overnight in front of the sales center to get a chance to buy at lower prices, but not everyone was lucky enough. You needed to be well-connected to get an opportunity, and you had to act fast.

Today is a bit of a different story. Several projects in the Lower Mainland and Fraser Valley offer really good prices and incentives to secure a unit now and complete the purchase two or three years later. The list of incentives varies from one project to the next. Besides attractive prices, you can get low deposit amounts (5-15%), low or no assignment fees, free updates, a mortgage rate buy-down program, extra parking and more.

A month ago, I helped a few of my clients purchase a presale in Surrey that sold out in 2 days, and I know of another good developer that will be offering a few units for sale as well.

If you would like to know more about these opportunities, I would encourage you to call or email me, and I’ll be happy to send you details on those projects.
Kind regards,
Tibor Bogdan
Century 21 Creekside Realty Ltd.
45428 Luckakuck Way #190, Chilliwack, BC V2R 3S9
cell: 604-855-2521
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